Find and fund your first home with these useful resources

Technology is a wonderful thing that can make the process of finding and buying your first home significantly easier.

We help you take the guesswork out of the home buying process with a list of useful resources to assist you with finding and funding your first home.

Couple researching on iPad

Budgeting

ASIC – MoneySmart Budget Planner

Getting your finances in order is an effective way to see where you can lower your expenses and increase your savings. Laying out your finances clearly like in ASIC’s MoneySmart Budget Planner will help mortgage brokers or banks determine how much the bank will loan you.

https://www.moneysmart.gov.au/tools-and-resources/calculators-and-apps/budget-planner

 

Australian Government – First Home Owner Grants

Find out if you’re eligible to receive the First Home Owner Grant (FHOG), depending on what state or territory in which you intend to purchase your home.

http://www.firsthome.gov.au/

 

Couple reviewing finances, calculating budget for first home

Calculators

ASIC – MoneySmart Savings Goal Calculator

Find out in just 5 minutes how long it will take to reach your savings goals and what steps to take to put your plan into action using ASIC’s Savings Goals Calculator.

https://www.moneysmart.gov.au/tools-and-resources/calculators-and-apps/budget-planner

 

Aussie – Borrowing Power Calculator

Enter some basic information about yourself and Aussie’s borrowing power calculator will give you an estimate of how much you can borrow, as well as what your monthly repayments may look like.

https://www.aussie.com.au/home-loan-calculator/borrowing-power.html

 

Macquarie Bank – ‘Where Can I Afford To Buy?’ Calculator

Once you’ve been pre-approved for an amount of money by a bank, the fun begins! Macquarie Bank has a great tool to assist with finding the right location to purchase your new home within your budget.

https://www.macquarie.com/au/personal/home-loans/calculators/where-to-buy

 

Realestate.com.au – Stamp Duty Calculator

The rate of stamp duty charged for your property depends on a variety of factors. Use realestate.com.au’s handy stamp duty calculator to find out exactly how much you’ll need to pay.

https://www.realestate.com.au/calculators/stamp-duty-calculator/

 

Genworth – Lender’s Mortgage Insurance (LMI) Premium Estimator

A quick and simple tool by Genworth used to calculate Lender’s Mortgage Insurance (LMI), if you’re expecting to have less than a 20% deposit on your property.

https://www.genworth.com.au/lender/lmi-tools/lmi-premium-estimator/

 

Financial advisors discussing finances with home buyer

The resources provided in this article are designed to be used for reference only, as actual figures can vary depending on a range of aspects. For an accurate analysis of your individual financial situation, we recommend speaking with a financial expert.

 

  • Patrick & Sarah / Ginninderra Estate

    We recently caught up with our valued clients, Patrick and Sarah, at their brand new home in Ginninderra Estate. Here's what they had to say...
    Read more
  • Brodi & Catherine / Hackett

    We recently caught up with our valued clients, Brodi and Catherine, at their new home in Hackett. Here's what they had to say of their...
    Read more
  • Chris & Sarah / Holt

    We recently caught up with our valued clients, Chris and Sarah, at their brand new home in Holt. Here's what they had to say of...
    Read more
  • Amy & Lewis / Taylor

    Amy and Lewis have just moved into their new home in Taylor. We popped in to see how they were finding their new home.
    Read more
  • Kanu / Taylor

    We recently completed a home in Taylor for Kanu. Here's what Kanu had to say about her experience!
    Read more
  • Michael & Kayla / Googong Meadows

    We recently caught up with our valued clients, Michael and Kayla, at their brand new home in Googong Meadows. Here's what they had to say...
    Read more

LATEST NEWS

Growing your own fruit and vegetables

Ever heard the phrase “we are only four days from anarchy”? It’s an extreme way to say that most grocery stores would be empty in...

Read More

Tips For Designing Your Own House In Canberra

There’s nothing more satisfying than owning your own home. Even better, if you are involved in the designing phase, you know what joy comes with...

Read More

Should You Build A New House or Buy An Existing Home In Canberra?

We all need a place to call home in Canberra. When the time comes to get a suitable place to live, there is usually a...

Read More

Our Awards

  • HIA ACT & SOUTHERN NSW REGION AFFORDABLE HOME

  • JUDGES RECOMMENDATION FOR WORK HEALTH & SAFETY

  • HIA ACT & SOUTHERN NSW TOWNHOUSE/VILLA DEVELOPMENT OF THE YEAR – LAWSON

  • HIA (ACT) AFFORDABLE HOUSING

  • HIA (ACT) PROFESSIONAL MEDIUM BUILDER/RENOVATOR

  • MBA (ACT) PROJECT HOMES – LESS THAN $300,000

Achieve Homes is a home building company that has become one of the most trusted builders in the industry operating in Canberra, surrounding NSW region and Melbourne. We have been operating since 2008 and understand what our customers want.

Contact

Address
15/9 Beaconsfield Street
Fyshwick, ACT 2609

9/20 Graduate Road
Bundoora, VIC 3083

Phone
1300 234 432

ABN 31 137 872 014
ACT BL No 2009645
NSW BL No 224797C
VIC ABN 41 608 214 375
VIC BL No DB-L 39743

© 2019 Achieve Homes All Rights Reserved | Site Created By 23 Creative

Skip
Translate »