How to start the process of purchasing a house and land package?


Buying a house and land package can be both an exciting and daunting process for first home
buyers. While the process itself is relatively straightforward, it is a little different to purchasing a ready-
made (or preowned) home.

For the most part, house and land packages are generally offered by developers. Developers purchase parcels of land that might have previously been farmland in outer suburb areas and then go through the process of turning them into thriving communities, with all the great services and amenities you might expect from a more established suburb.

The first thing you need to ask yourself when starting the process of purchasing a house and land package is whether or not that would be a location you’d ultimately like to live in. You should take into consideration the distance from your workplace, as well as nearby schools for your family or future family. New subdivisions would have all of the amenities that you would need, as it is the job of the developer to create a vibrant suburb and community.

Land vs House and Land
When looking at house and land packages in VIC or ACT, the first question you’ll be faced with is whether to buy the land and construct a home on it or simply buy a completed house. There are benefits to both.

If you buy a completed house, you are able to move in straight away and start to enjoy the advantages of living in your own home sooner. On the flip side, if you aren’t a first home buyer, you will likely be forced to pay stamp duty on the entire property. By purchasing the land and then constructing the house, you only pay stamp duty on the land component, which will make it considerably cheaper. However, you also get to build the exact home that you want to live in – which is often the major appeal of purchasing a house and land package.

When buying the land only, you also might be eligible to put down only a 5% deposit, whereas by buying the ready-made home, that deposit could be 10%. The exact deposit and financing structure will be different depending on the project and of course, you can always obtain your own financing through a mortgage broker.

Building Your Home
The idea of building your own home is often why the process feels daunting to first home buyers – but it doesn’t need to be.
You can even visit the land development site to look at the display homes in order to get a feel for the community and the homes. As a custom home builder in Melbourne and Canberra, Achieve Homes offers a wide range of house and land packages for you to choose from. We can guide you through the selection process to ensure that you find a package that suits you, your lifestyle and budget.

We also offer various home designs for you to choose from, so you can take your pick at whatever tickles your fancy. If that’s not for you, we also provide knockdown rebuild as well as quote and build services.

Contact us today at

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Fyshwick, ACT 2609

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Bundoora, VIC 3083

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