New year, new property? - Achieve Homes

New year, new property?

New year, new property?

Posted on: 13th August, 2019

The new year is a time for new beginnings.

Many of us use the new year to set life, love, or career goals and feel inspired to make significant changes. If building a property – or at least saving for one – is on your list of new year’s resolutions, here are a few tips to help get you started.

Saving for a deposit

Let’s say you’ve never really thought about purchasing a property before – make this new year the one to start saving! Implementing an effective long-term savings solution is the first step toward home ownership.
Here are a few ways to get started:

  1. Open a high-interest savings account, so your money works for you
  2. Determine how much you can put away after each paycheck – if possible, aim for 20%
  3. Transfer money into a savings account as soon as you are paid to avoid spending it
  4. Be consistent, be patient, and don’t give up!

Deciding when it’s the right time to buy

People decide to purchase a new home for a multitude of reasons. There are many factors that can negatively influence your purchasing decision including over-researching, getting caught up in property hype, or ‘panic buying’ the first half-decent property you view.

None of these are the wisest ways to judge whether or not right now is the perfect time for you to buy. Instead, it’s vital to first understand your budget – calculate this before you begin looking. Then, stick to your requirements and don’t let your emotions cloud your judgment.
Remember, if a property doesn’t deliver on your required outcomes, do not buy it.

Think outside of the box

If purchasing a home in an established area doesn’t seem like a viable option for you – whether that’s due to budgetary constraints or the desire for more green spaces or newer homes – why not consider a house and land package, or even a custom build?

House and land packages and custom-built homes can often result in you securing a property that ticks all your boxes for a fraction of the price!

Prepare to achieve your goals

Whether it’s sticking to a rigid savings plan or closing on your first property, feel confident that your new year’s resolution for a new property is achievable. With hard work, dedication, and just a little bit of patience, this new year is sure to be the very best yet.

Ready to get started on your home build?

Please get in touch and one of our friendly staff will be glad to assist you! You can call us on 1300 234 432 or request a callback by completing an enquiry form below.

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